Managing workplace injuries and disability claims can be a significant burden for internal HR teams and managers, especially in complex sectors like manufacturing, healthcare, and public services. That’s why many organizations are turning to third-party disability management providers to streamline their operations, reduce costs, and improve outcomes.

At TeksMed, we’ve seen firsthand how strategic disability management can deliver extraordinary returns. Here’s why outsourcing isn’t just an operational choice—it’s a business advantage.

The Hidden Cost of Internal Disability Management

Disability claims take time—time that most HR professionals and managers can’t afford to lose. Between coordinating modified duties, monitoring claim durations, and navigating workers’ compensation systems, these cases can drain resources, cause internal burnout, and lead to potentially inconsistent results.

Without specialized expertise, companies may also:

• Miss key cost recovery opportunities
• Struggle with compliance and paperwork
• Experience prolonged claim durations and rising premiums

The Value of a Third-Party Approach

Partnering with a provider like TeksMed unlocks several advantages:

1. Administrative Relief:  TeksMed manages claim coordination, documentation, and communication, freeing up internal teams to focus on strategic priorities.

2. Reduced Claim Duration: With proactive case management and access to expedited healthcare, we help injured employees recover and return to work sooner, minimizing lost time and disruption.

3. Cost Recovery & Premium Reduction: We routinely uncover overlooked savings through historical reviews, cost relief applications, and claim appeals that can significantly reduce premiums over time.

4. Expert Navigation of Compensation Boards: With 30+ years of experience across Canada’s workers’ compensation systems, we ensure that every case is managed in line with evolving legislation and best practices.

Real ROI: A Look at the Numbers

Our clients routinely experience transformative results after partnering with us. Consider these examples:

In manufacturing, a client previously averaging $115,000 per claim and 92 days of lost time saw costs drop to just $1,700 per claim and an average of 6 days lost—a 98.5% reduction. They now enjoy a 16.9% discount on premiums​.

In long-term care, a provider facing a 42.5% surcharge saw their experience rating drop by 54.6% over two years. Today, they enjoy a 12.1% discount, with a return of $8 for every $1 invested in our program​.

In local government, we helped a client reduce their experience rating adjustment from a 66.3% surcharge to a 35.2% discount over eight years. This shift resulted in a $970,000 difference in premiums for a single year, demonstrating the long-term financial impact of strategic disability management.

In fire and flood restoration, where injury risk is high and time is money, we’ve helped clients reduce long claim durations and avoid productivity loss by securing rapid access to diagnostics and medical specialists through our QuikCare Platinum service.

The Business Case Is Clear

Effective disability management is no longer a reactive HR task, it’s a strategic lever. The numbers speak for themselves: reducing claim costs, saving administrative time, and delivering a measurable return on investment. Whether you’re a public sector leader, healthcare provider, or private business, partnering with a third-party provider like TeksMed allows you to focus on what you do best, while we handle the rest.

Interested in learning how much your organization could save? Contact us today for a consultation.